Many issues are negotiable depending on the lender and it only takes a moment to ask. Whichever road you take, make sure it is only after having researched all possibilities and answered all questions.
Options for College Loans
You can choose to take up the government and various private lenders on their consolidation offers and risk getting caught in the tide of changes to the rules. You can also choose not to consolidate at all and repay your loans one by one. This will require your being in contact with the original lenders and hammering out agreements on loan repayment alternatives.
